I have an appointment with a financial advisor today to finalize my application for term life insurance. Exciting, I know, but it’s one of those tasks on my to-do list that I keep avoiding.
No one wants to think about death, and especially their own. For parents, the thought of your tender young baby growing up without you is a gruesome nightmare. Despite this, I strive to be the best mother that I can possibly be and that includes planning for Baby’s future whether I am a part of it or not.
I have been known to procrastinate and I’ve never been in a hurry to add yet another bill to the monthly household budget. I’m out of excuses now that my very last credit card bill will be paid off this month. Hurray! That will provide a little extra money for the second mortgage, the retirement funds, and a new life insurance policy for Mommy.
I hope it’s a waste of money…
If not, thank God that I am able to help provide for my family’s basic needs.